Local Michigan Team - Since 2019 - No-Pressure Help Text-only: (313) 251-2121
Free Michigan Foreclosure Guide (PDF)
Plain‑English steps, deadlines, and options for tax or mortgageforeclosure in Michigan. Learn timelines, payment plans, how redemption works, and ways to protect your equity.
• Michigan‑specific timelines (tax & mortgage)
• Payment plan options (IRSPA / PAYS) & hardship relief
• Sheriff’s sale & redemption—what to expect
• Checklists, resources, and next steps
Local Michigan Team
Since 2019
No‑Pressure Options
As‑Is Purchases
What You’ll Learn Inside
Tax Foreclosure Timeline
Year 1 delinquency → Year 2 forfeiture → Year 3 judgment (with typical March 31 final redemption).
Payment Plans & Relief
IRSPA, PAYS/PAYSPA, and poverty (hardship) exemption basics so you know what to ask for.
Mortgage Foreclosure
Notices, sheriff’s sale, and redemption periods (often 6 months, sometimes different).
Protecting Equity
Options to sell, redeem, or claim surplus proceeds after tax foreclosure (when available).
Checklists & Deadlines
What to gather, who to call, and how to track key dates without getting overwhelmed.
No‑Pressure Help
If selling is right, great. If not, we’ll still point you to free resources that can help.
Michigan Foreclosure Timelines (At a Glance)
Tax Foreclosure
• Year 1: Taxes become delinquent on March 1 (interest/fees start).
• Year 2: Parcel is forfeited (more fees; hearings scheduled).
• Year 3: Court enters judgment; right to redeem typically ends by March 31.
Always verify exact dates with your County Treasurer.
Mortgage Foreclosure
• Public notice for 4 weeks and property posting.
• Sheriff’s sale sets the redemption deadline and amount.
• Typical redemption period is 6 months(can vary).
Check your Sheriff’s Deed for the exact date and payoff amount.
About Fresh Start Home Solutions
We help Michigan homeowners find real options when facing foreclosure, back taxes, probate, or a property that’s just become too much. If selling is your best path, we buy homes as‑is, cover standard closing costs, and move on your timeline. If selling isn’t right for you, we’ll still point you to resources that can help.
Prefer to talk it through?
Send a text with “Guide” to (313) 251‑2121 and we’ll reply with the link and answer questions—no pressure.
Frequently Asked Questions
Is this legal advice?
No. This guide is educational. For legal advice, consult an attorney or a HUD‑approved housing counselor.
Do I have to sell my house to get the guide?
No. The guide is free with no obligation. If selling isn’t right, we’ll gladly share other resources.
Will you call me?
We text only if you ask us to. You control the conversation.
What if my home already went through tax foreclosure?
You may still have options, including claiming possible surplus proceeds within strict deadlines. The guide explains the steps and timing.
We are cash home buyers and an investment company in Michigan that specializes in helping homeowners get rid of burdensome houses fast. We're not realtors, we are investors and problem solvers who can buy your house fast with a fair all-cash offer.